USD1

Estado atual do peg: USD1 is trading at $1.0000 — within $0.001 of its $1.00 reference. The intraday range has stayed within ±0.10% of par, which is typical of healthy stablecoin behavior during normal market conditions.

Oferta e circulação: Total circulating supply remains the more relevant metric here. The market capitalization of $4.7 billion reflects how much on-chain dollar liquidity USD1 currently provides to the broader crypto market. This figure tends to grow during risk-on periods (when traders want USD-denominated dry powder ready) and contract during risk-off periods (when traders rotate to physical fiat or shorter-duration RWAs).

O que observar: Peg deviation events. Even fundamentally sound stablecoins can deviate from $1.00 during banking stress, exchange-specific liquidity shocks, or regulatory headlines. The window between a deviation starting and price returning to par is typically measured in hours, not days — but during that window real losses can accumulate for users transacting at off-peg prices.

USD1 (USD1) is uma stablecoin ancorada a um ativo de referência, projetada para manter seu valor de mercado estável. It trades at $1.00 as of the latest update, with a 24-hour move up 0.00%, placing it at rank #24 by market capitalisation among all listed digital assets. USD1's current market cap stands at $4.72B, a figure used by traders, analysts and institutional desks to gauge relative liquidity and risk exposure across the crypto market.

Nesta página você encontrará um painel ao vivo, atualizado diariamente, que rastreia USD1 através de múltiplas fontes de dados — histórico de preços de vários anos, atividade on-chain quando disponível, fundamentos como oferta circulante e diluição, principais corretoras por volume, análise técnica com médias móveis e RSI, e uma previsão algorítmica de curto, médio e longo prazo. Todos os números vêm de APIs públicas e ficam em cache local; nada aqui é aconselhamento de investimento.

USD1 is a US-dollar-pegged stablecoin issued by a centralized issuer and used primarily as on-chain dollar liquidity. Stablecoins are the largest single category of crypto activity by transaction volume — the rails on which most exchange trading, DeFi lending, and cross-border payments actually settle.

Unlike volatile crypto assets, USD1 does not derive its value from speculation. Its value tracks the US dollar, and what differentiates it from competitors is the reserve composition, regulatory standing, transparency, and breadth of integrations across exchanges and DeFi protocols.

USD1 circulates across multiple blockchains — primarily Ethereum, but increasingly Solana, Tron, Arbitrum, Base, and Polygon. The supply on each chain reflects where on-chain dollar activity is most economically attractive.

USD1 (USD1) is a stablecoin — um token cujo valor é ancorado ao dólar americano, não descoberto através de ação de preço de mercado aberto. Cada token é destinado a ser resgatável por um dólar americano pelo emissor, e o peg se mantém devido ao compromisso do emissor de honrar resgates ao par.

USD1 is issued by a centralized issuer and backed by fiat reserves. The issuer publishes periodic attestations of reserves, which is the primary check on whether the peg is structurally sound. On-chain, every USD1 token in circulation should correspond to a dollar of reserve held off-chain (or, in the case of decentralized stablecoins, a basket of crypto collateral provably exceeding 100% of circulating value).

The metric that matters for USD1 is not "price" but peg stability. Day-to-day moves above or below $1.00 are typically within ±0.1% and reflect liquidity conditions, exchange premiums, or temporary demand-supply imbalances — not a fundamental change in value.

USD1 is used wherever on-chain US-dollar liquidity is needed:

• Trading. Most centralized exchange volume is quoted in stablecoins, not BTC or USD. Stablecoins are the standard quote currency for crypto trading pairs.
• DeFi collateral and lending. Stablecoins are the dominant collateral type in lending protocols (Aave, Compound) and the asset most commonly borrowed against volatile crypto positions.
• Cross-border payments and remittances. Sending stablecoins across borders is faster and cheaper than wire transfers, especially in regions with restricted banking access.
• Yield generation. Holders can earn yield by lending stablecoins on DeFi protocols, by depositing them into yield-bearing vaults, or by holding interest-bearing variants where available.
• Treasury management. Crypto-native businesses and DAOs hold operational reserves in stablecoins to avoid mark-to-market volatility.
• Inflation hedging in emerging markets. In countries with high local-currency inflation, stablecoins are increasingly held as a dollar-denominated savings vehicle.

USD1's "tokenomics" differ from other crypto assets — there is no scarcity story, no halving, no programmatic emission to model. The supply expands or contracts with redemption-driven mint/burn flows: as demand for on-chain dollar liquidity grows, the issuer mints; as it falls or as users redeem, the issuer burns. The current circulating supply of approximately 4,608,666,631 reflects current net demand.

The relevant transparency question for a stablecoin is therefore: is every token in circulation backed 1:1 by attested reserves? Reputable stablecoin issuers publish periodic attestations — the cadence (monthly is best practice), auditor identity, and reserve composition transparency together form the trust foundation that allows the peg to hold even during stress.

The macro context for a stablecoin like USD1 differs fundamentally from volatile crypto assets. The relevant macro variables are: Federal Reserve policy rate (which affects the yield on the reserves backing the stablecoin and therefore the issuer's economics), banking-sector stability in the jurisdictions where reserves are held, and the regulatory trajectory for stablecoin issuance globally (GENIUS Act in the US, MiCA in the EU).

The two scenarios that materially affect stablecoin holders: (1) a banking event that puts reserve-holding banks under stress, which can produce temporary peg deviation as redemption demand spikes; (2) regulatory changes that alter the rules under which the stablecoin operates, potentially affecting availability, redemption mechanics, or even legitimacy in specific jurisdictions.

Riscos específicos a stablecoins diferem fundamentalmente dos riscos de ativos cripto voláteis:

• Issuer risk. The peg depends on the issuer's solvency and willingness to honor redemptions. An issuer collapse can be catastrophic — historical depegs (USDC in March 2023 around the Silicon Valley Bank failure, UST in May 2022) illustrate the speed at which trust can evaporate.
• Banking risk. Reserves held at traditional banks are exposed to the banks' solvency. The USDC depeg in 2023 was the direct consequence of SVB exposure.
• Regulatory risk. Stablecoin regulation is actively evolving (GENIUS Act in the US, MiCA in the EU). Changes in regulatory treatment can affect availability, redemption terms, or even legitimacy.
• Smart contract risk. On-chain, the token contract itself could be exploited. The freeze functions some stablecoins include can also be used against individual holders if requested by authorities.
• Peg deviation risk. Even fundamentally sound stablecoins can deviate from $1.00 during liquidity shocks. The deviation is usually short-lived but can cause real losses for users who transact during the window.
• Centralization. Most major stablecoins are issued by centralized entities and can comply with sanctions, freeze addresses, or be subject to regulatory orders.