{"id":2115,"date":"2026-06-17T14:34:18","date_gmt":"2026-06-17T09:04:18","guid":{"rendered":"https:\/\/stnews.live\/2026\/06\/congress-finalizes-housing-legislation-cbdc-prohibition-until-2030-2\/"},"modified":"2026-06-17T14:34:18","modified_gmt":"2026-06-17T09:04:18","slug":"congress-finalizes-housing-legislation-cbdc-prohibition-until-2030","status":"publish","type":"post","link":"https:\/\/stnews.live\/de\/2026\/06\/congress-finalizes-housing-legislation-cbdc-prohibition-until-2030\/","title":{"rendered":"Kongress finalisiert Wohnungsbaugesetzgebung mit CBDC-Verbot bis 2030"},"content":{"rendered":"\n<p>Das 21. Jahrhundert ROAD to Housing Act wurde am 20. Mai 2026 mit einer entscheidenden Stimme von 396-13 im Repr\u00e4sentantenhaus verabschiedet, nachdem der Senat am 12. M\u00e4rz zuvor mit 89-10 zugestimmt hatte, laut <a href=\"https:\/\/cryptobriefing.com\/us-housing-bill-cbdc-ban-2030\/\" rel=\"nofollow noopener\">Crypto Briefing<\/a>. Diese Gesetzgebung b\u00fcndelt umfassende Reformen, die darauf abzielen, das Wohnungsangebot und die Unterst\u00fctzung zu erh\u00f6hen, mit einer \u00fcberraschenden, kryptow\u00e4hrungsbezogenen Bestimmung: einem Moratorium f\u00fcr die Ausgabe einer digitalen Zentralbankw\u00e4hrung (CBDC) durch die Federal Reserve bis zum 31. Dezember 2030.<\/p>\n\n\n<p>\u201eEr wird keine Gesetze unterzeichnen, bis der Kongress ihm eine Gesetzgebung zusendet, die von W\u00e4hlern die Vorlage von Ausweisen und den Nachweis der Staatsb\u00fcrgerschaft verlangt\u201c, so <a href=\"https:\/\/www.coindesk.com\/policy\/2026\/03\/12\/u-s-senate-votes-to-ban-cbdcs-in-housing-bill-that-may-face-trouble-in-the-house\" rel=\"nofollow noopener\">CoinDesk<\/a>.<\/p>\n\n\n<p>Eine der zentralen \u00c4nderungen des Gesetzes, Abschnitt 901, verbietet gro\u00dfen institutionellen Investoren den Kauf von Einfamilienh\u00e4usern, beginnend 180 Tage nach Inkrafttreten des Gesetzes, wie von <a href=\"https:\/\/www.coindesk.com\/policy\/2026\/03\/12\/u-s-senate-votes-to-ban-cbdcs-in-housing-bill-that-may-face-trouble-in-the-house\" rel=\"nofollow noopener\">CoinDesk<\/a> detailliert beschrieben. Diese Firmen haben massenhaft Wohnimmobilien gekauft, was laut Marktdaten die Erschwinglichkeit f\u00fcr Erstk\u00e4ufer beeintr\u00e4chtigt hat. Das Gesetz sch\u00fctzt bestehende Portfolios, die vor der Verabschiedung aufgebaut wurden, indem es sie grandfathered, verbietet jedoch zuk\u00fcnftige Akquisitionen und schr\u00e4nkt damit die Expansionsstrategien dieser Investoren ein. Strafen f\u00fcr Verst\u00f6\u00dfe gegen diese Regel umfassen zivilrechtliche Geldstrafen von bis zu 1 Million Dollar oder das Dreifache des Kaufpreises des Hauses, Betr\u00e4ge, die hoch genug sind, um die Einhaltung sicherzustellen, laut <a href=\"https:\/\/cryptobriefing.com\/us-housing-bill-cbdc-ban-2030\/\" rel=\"nofollow noopener\">Crypto Briefing<\/a>.<\/p>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" \/>\n\n\n<h2 class=\"wp-block-heading\">Das CBDC-Moratorium und die Auswirkungen auf Krypto<\/h2>\n\n\n<p>Abschnitt 1001 des Gesetzes verh\u00e4ngt ein Moratorium \u00fcber die F\u00e4higkeit der Federal Reserve, eine CBDC bis mindestens zum 31. Dezember 2030 einzuf\u00fchren.<\/p>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" \/>\n\n\n<h2 class=\"wp-block-heading\">Politische Dynamik hinter den Zwillingspriorit\u00e4ten des Gesetzes<\/h2>\n\n\n<p>Die Kombination aus starken Wohnungsreformen und einem CBDC-Verbot in einem einzigen Gesetz hebt einen strategischen legislativen Ansatz hervor. Die Erschwinglichkeit von Wohnraum und die Begrenzung des Einflusses institutioneller Investoren genie\u00dfen partei\u00fcbergreifende Unterst\u00fctzung, insbesondere unter populistischen Fraktionen auf beiden Seiten, was diese Ma\u00dfnahmen politisch popul\u00e4r und allgemein akzeptabel macht. In der Zwischenzeit erfasst das CBDC-Moratorium ein technisches Thema mit weniger eigenst\u00e4ndigem Schwung im Kongress, so die Analyse von CoinDesk.<\/p>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" \/>\n\n\n<h2 class=\"wp-block-heading\">Marktauswirkungen f\u00fcr Wohnungsinvestoren<\/h2>\n\n\n<p>Investoren in b\u00f6rsennotierten Immobilienfirmen, die gro\u00dfe Einfamilienvermietungsportfolios betreiben, m\u00fcssen ihre Strategien anpassen, sobald die 180-t\u00e4gige Karenzzeit endet. Diese Firmen k\u00f6nnen vor der Durchsetzung Gesch\u00e4fte abschlie\u00dfen, m\u00fcssen jedoch danach neue Akquisitionen einstellen.<\/p>\n\n\n<p>Im Krypto-Bereich bietet das CBDC-Verbot seltene regulatorische Sicherheit. Stablecoin-Plattformen und Zahlungssysteme k\u00f6nnen bis 2030 mit einem stabilen Wettbewerbsumfeld rechnen, was erh\u00f6hte Investitionen und Akzeptanz f\u00f6rdert. Gesetzgeber ziehen jedoch weiterhin Stablecoin-Regulierungen in Betracht, die die Governance der Emittenten und die Einhaltung betreffen. Das ausdr\u00fcckliche Verbot der Fed, eine CBDC oder \u00e4hnliche digitale Verm\u00f6genswerte auszugeben, signalisiert eine starke partei\u00fcbergreifende Einigung \u00fcber die politischen Priorit\u00e4ten der USA, so CoinDesk.<\/p>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" \/>\n\n\n<h2 class=\"wp-block-heading\">N\u00e4chste Schritte und politische Beobachtungspunkte<\/h2>\n\n\n<p>Im Juni 2026 wartet das Wohnungsbaugesetz auf weitere Ma\u00dfnahmen des Senats zu den neuesten \u00c4nderungen des Repr\u00e4sentantenhauses. Branchenverb\u00e4nde fordern eine schnelle Verabschiedung, um regulatorische Sicherheit vor den erwarteten \u00c4nderungen bei den Zwischenwahlen zu gew\u00e4hrleisten.<\/p>\n\n<blockquote class=\"twitter-tweet\"><p dir=\"ltr\" lang=\"en\">Der Senat konnte sich auf ein vor\u00fcbergehendes CBDC-Verbot im partei\u00fcbergreifenden Wohnungsbaugesetz einigen &#8211; aber die Konservativen im Repr\u00e4sentantenhaus lehnten es als nicht ausreichend ab<br \/><br \/>Es ist schwer zu sehen, dass die Senats-Dems mehr zustimmen <a href=\"https:\/\/t.co\/peXPg88d48\" rel=\"nofollow noopener\">https:\/\/t.co\/peXPg88d48<\/a><\/p>\u2014 Laura Weiss (@LauraEWeiss16) <a href=\"https:\/\/x.com\/LauraEWeiss16\/status\/2047321010685239520?ref_src=twsrc%5Etfw\" rel=\"nofollow noopener\">23. April 2026<\/a><\/blockquote>\n\n\n\n<p>Am Ende pr\u00e4sentiert das 21. Jahrhundert ROAD to Housing Act eine komplexe Mischung aus Ma\u00dfnahmen zur Wohnungserschwinglichkeit und der Politik digitaler W\u00e4hrungen \u2013 was die Absicht des Kongresses signalisiert, wichtige wirtschaftliche Herausforderungen in einem Paket anzugehen, so CoinDesk.<\/p>\n\n\n<p><a href=\"https:\/\/stnews.live\/de\/2026\/06\/bitcoin-nears-65k-trump-says-hormuz-will-open-all\/\" rel=\"noopener\">Bitcoin<\/a> Miner \u2018Kapitulierung\u2019 tritt ein, w\u00e4hrend Trader\u2019s 2026 B\u00e4r<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Der Kongress hat sich auf ein Wohnungsbaugesetz geeinigt, das ein Verbot von CBDCs bis 2030 vorsieht, wodurch der digitale Dollar der Federal Reserve verz\u00f6gert und der institutionelle Wohnungsbau eingeschr\u00e4nkt wird.<\/p>\n","protected":false},"author":5,"featured_media":2113,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Congress reaches deal on housing bill with CBDC ban until","_yoast_wpseo_metadesc":"Congress reaches deal on housing bill with CBDC ban until 2030, delaying Federal Reserve digital dollar and limiting institutional homebuying.","rank_math_description":"Congress reaches deal on housing bill with CBDC ban until 2030, delaying Federal Reserve digital dollar and limiting institutional homebuying.","rank_math_focus_keyword":"Congress reaches deal on housing bill with CBDC ban until","_stn_article_citation":"","_stn_article_about":"","_stn_article_speakable":"","footnotes":""},"categories":[22,22,79],"tags":[],"class_list":{"0":"post-2115","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-macro-policy","9":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kongress finalisiert Wohnungsbaugesetzgebung mit\u2026 | STnews<\/title>\n<meta name=\"description\" content=\"Congress reaches deal on housing bill with CBDC ban until 2030, delaying Federal Reserve digital dollar and limiting institutional homebuying.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stnews.live\/de\/2026\/06\/congress-finalizes-housing-legislation-cbdc-prohibition-until-2030\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kongress finalisiert Wohnungsbaugesetzgebung mit CBDC-Verbot bis 2030 | STnews\" \/>\n<meta property=\"og:description\" content=\"Congress reaches deal on housing bill with CBDC ban until 2030, delaying Federal Reserve digital dollar and limiting institutional homebuying.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stnews.live\/de\/2026\/06\/congress-finalizes-housing-legislation-cbdc-prohibition-until-2030\/\" \/>\n<meta property=\"og:site_name\" content=\"STnews\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/stnews\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-17T09:04:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/stnews.live\/app\/uploads\/2026\/06\/congress-finalizes-housing-legislation-with-cbdc-prohibition-until-2030-6ow-qd1-3e3.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Elena Petrova\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/stnews.live\/app\/uploads\/stn-default-og.png\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/x.com\/epetrova_law\" \/>\n<meta name=\"twitter:site\" content=\"@stnews_live\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Elena Petrova\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"Organization\",\"NewsMediaOrganization\"],\"@id\":\"https:\\\/\\\/stnews.live\\\/de\\\/#organization\\\/\",\"name\":\"STnews\",\"alternateName\":[\"ST News\",\"STnews\",\"stnews.live\",\"STnews.live\",\"STN\",\"S T News\",\"\u0421\u0422\u043d\u044c\u044e\u0441\",\"\u30a8\u30b9\u30c6\u30a3\u30fc\u30cb\u30e5\u30fc\u30b9\",\"\u0625\u0633 \u062a\u064a \u0646\u064a\u0648\u0632\"],\"url\":\"https:\\\/\\\/stnews.live\\\/de\\\/\",\"description\":\"STnews is an independent digital crypto-news platform covering Bitcoin, Ethereum, stablecoins, DeFi, regulatory developments, and on-chain intelligence in 8 languages. 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